Here's another new toy I stumbled upon - the new AutoCollage tool from Microsoft Research. This is a very easy-to-use image processing program which will automatically create a polished collage from a folder of your favorite pics.
This is a really handy way to create personalized Christmas cards on the fly and avoid the shopping lines at the mall! All you have to do is pick a folder and click a button. Download the one month trial here.
Here's a short video presentation of AutoCollage in action :-)